Whether you need a simple Individual Life insurance Policy, or the most sophisticated permanent (UL or Whole Life) policy, we can help determine what’s right for you and bring you options. We make the same promise to you should you have interest or need in Long-Term Care, Disability, Dental, Vision and Other Products as noted below.

Your Company’s Group Medical – Employee Benefits can quickly become very confusing. We can explain the best options for your size of business as we know it is one of the top budget items for your company. With a variety of funding strategies, we seek to explain what savings may bring greater risk and help you get the answers you need to make the best decision for you, your company and your employee’s needs against the rising cost of healthcare.

As a customer first organization, we help in the strategic planning process to optimize employee benefits solution. We understand that Employee Benefits can be the difference between attracting and retaining your best employee candidate. We help you navigate the full range of employee benefit plans: medical, disability, dental, vision, life and more, for groups and individuals.

Attract and Retain the Best Employees

Much like an employee’s salary, other perks have become an important factor when deciding who to work for. A well-designed and affordable group life, health, and other employee benefits offering from your company can help your business attract skilled workers and keep exceptional talent, thus building their loyalty towards you. Your staff wants to know that you’re looking out for them with the broadest benefits possible, and they want to go the extra mile for your business. That’s why at HKIS, we’ll go the extra mile for you.

Providing Complete Group Health, Life and Disability Policies, Including:

  • Medical Benefits
  • Family Benefits
  • Dental Health
  • Vision Insurance
  • Prescription Coverage
  • Life Insurance
  • Short-Term Disability
  • Long-Term Disability and Care
  • Catastrophic Injury Insurance
  • Critical Illness

Group Medical Insurance

HKIS recognizes that providing employee benefits represents an important component of an employer’s compensation and benefits model and that they also represent a significant financial investment on an ongoing basis. By auditing the existing benefits program and identifying areas to help manage costs, we work with employers to create intelligent solutions while enhancing employee productivity.

Employee Health Benefits

In addition to general medical insurance, many companies remain competitive in their recruiting by offering benefits packages that include Dental, Vision, Life, and Long Term Care Insurance coverage.

Individual Medical & Disability

Self-Employed? Illness and injury can put your family & business at risk. Minimize business interruption and financial impact risk to your business and loved ones with individual medical insurance and disability insurance for self-employed entrepreneurs. HKIS can provide the right balance of benefits, deductible and premium for your desired peace of mind.

Individual Life Insurance

We can tailor a life policy for your needs. Whether a permanent need or 5-, 10-, 20-, or 30 year level term. We can also help with a need to purchase life insurance in support of a buy-sell agreement or contractual obligation. We can bring you options regardless of your health.

 Benefit Plan Services & Compliance

HKIS has developed strategic partnerships to bring added value to your benefits program. Depending upon your needs, we can coordinate services that will provide ease of benefits administration, address topical legislative issues and human resources consulting.

Examples of these services include:

  • COBRA Administration
  • Flexible Benefits Administration
  • Signature-Ready 5500 Forms
  • Human Resources Consulting
  • Dependent Audits
  • Claims Payment Audits
  • Actuarial Services
  • Educational Seminars
  • Legislative Updates
  • Retirement Plan Audits and Compliance

Supplemental Employee Benefits

Supplemental insurance options let you offer your employees more robust coverage benefits at no direct cost to you. It helps protect your employees—and your bottom line—from the rising cost of health care expenses.

Controlling Costs

Here’s how: Through affordable premiums, our plans help manage health care-related costs that can be overwhelming for you and your employees. We provide employees cash benefits to help pay for those out-of-pocket costs, at no direct cost to your business.

Managing the Impact of Health Care Reform

In this changing health care landscape, our partners can offer products that help strengthen your employee’s medical coverage (to help with expenses they’re not prepared to pay).

Here’s how: We pay cash benefits regardless of any other insurance coverage your employees have in place, including policies available through government health care exchanges. By providing your employees with the resources to keep their minds off of their finances, you can keep their focus on their jobs.

Employee Productivity

More than 50 percent of employees wish their employer offered voluntary insurance.*

Here’s why:  Our supplemental plans help to build employee confidence by rounding out what major medical doesn’t provide. These voluntary insurance plans can raise levels of job satisfaction and help people feel more financially prepared to cope with possible life events.*

Attracting and Retaining Talent

Having a strong benefits package is key to attracting employees.

Here’s how:  Aflac policies help boost your benefits by rounding out what major medical doesn’t provide. Employees will have more confidence knowing their supplemental coverage will help them in case of an illness or accident.

  • COBRA Administration
  • Flexible Benefits Administration
  • Signature-Ready 5500 Forms
  • Human Resources Consulting
  • Dependent Audits
  • Claims Payment Audits
  • Actuarial Services
  • Educational Seminars
  • Legislative Updates
  • Retirement Plan Audits and Compliance

Request a Call Back

Speak to our insurance team any time by calling us at (818) 225-8300, or fill out the form to the right and we will respond promptly.

We provide quotes and answer your questions for no fee; we want to be your insurance partners.

At HKIS, we take your privacy seriously and we will not share your details or send you spam.

Note: Your details are kept strictly confidential as per our Privacy Policy.

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